Resources
Invest with confidence.
Live rates and market data, plus practical guides and checklists from someone who finances these deals every day.
Market Snapshot
As of the Oct 9, 2026 market close · Source: FRED (Freddie Mac, U.S. Treasury, S&P, BLS)
30-Yr Fixed Mortgage Rate
7.40%
▲ 0.12%vs last week
10-Yr Treasury Yield
5.22%
▼ 0.06%vs previous close
SOFR
3.87%
▼ 0.01%vs previous close
S&P 500
7,812
▲ 46.18 ptsvs previous close
Rent Growth (YoY)
3.0%
national average
Home Price Appreciation (YoY)
1.9%
Case-Shiller national
30-Yr Fixed Rate Trend2026-04 – 2026-10
This Period's Outlook
- Rates ticked up over the past week — if you're underwriting something time-sensitive, locking terms early helps.
- The 10-yr Treasury eased too, which tends to pull longer-term mortgage pricing down with it.
- Rent growth has cooled to 3.0% year-over-year — still positive, worth penciling conservatively.
- Pricing a bridge loan? Many are quoted as SOFR + margin — today's SOFR is 3.87%, so check that against your quote.
Today's Program Rates
DSCR, bridge, and fix & flip rates aren't published publicly — they're quoted per deal. Ask Richard for today's range.
DSCR Loans 101
How DSCR loans work, how the ratio is calculated, and when they make sense.
Read GuideFix & Flip Financing Guide
How leverage, draws, and timelines work on a fix & flip loan — and what to budget for beyond it.
Read GuideCash-Out Refinance Explained
How investors recycle equity into their next deal — and what to watch for.
Read GuideInvestor Loan Checklist
What to have ready before you apply, so closing stays on schedule.
View ChecklistReady to move on your next deal?
Get a fast, straightforward quote — or talk it through with Richard.
