Resources
Invest with confidence.
Live rates and market data, plus practical guides and checklists from someone who finances these deals every day.
Market Snapshot
Data as of 2026-07-22 · Source: FRED (Freddie Mac, U.S. Treasury, S&P, BLS)
30-Yr Fixed Mortgage Rate
6.55%
▲ 0.06%vs last week
10-Yr Treasury Yield
4.63%
▲ 0.03%vs previous close
SOFR
3.61%
▲ 0.04%vs previous close
S&P 500
7,499
▼ 10.24 ptsvs previous close
Rent Growth (YoY)
3.1%
national average
Home Price Appreciation (YoY)
0.8%
Case-Shiller national
30-Yr Fixed Rate Trend2026-01 – 2026-07
This Period's Outlook
- Rates ticked up over the past week — if you're underwriting something time-sensitive, locking terms early helps.
- The 10-yr Treasury firmed up, a signal that rate relief may be slower than hoped.
- Rent growth has cooled to 3.1% year-over-year — still positive, worth penciling conservatively.
- Pricing a bridge loan? Many are quoted as SOFR + margin — today's SOFR is 3.61%, so check that against your quote.
Today's Program Rates
DSCR, bridge, and fix & flip rates aren't published publicly — they're quoted per deal. Ask Richard for today's range.
DSCR Loans 101
How DSCR loans work, how the ratio is calculated, and when they make sense.
Read GuideFix & Flip Financing Guide
How leverage, draws, and timelines work on a fix & flip loan — and what to budget for beyond it.
Read GuideCash-Out Refinance Explained
How investors recycle equity into their next deal — and what to watch for.
Read GuideInvestor Loan Checklist
What to have ready before you apply, so closing stays on schedule.
View ChecklistReady to move on your next deal?
Get a fast, straightforward quote — or talk it through with Richard.
