Rich Investor Capital

Resources

Invest with confidence.

Live rates and market data, plus practical guides and checklists from someone who finances these deals every day.

Market Snapshot

Data as of 2026-07-22 · Source: FRED (Freddie Mac, U.S. Treasury, S&P, BLS)

30-Yr Fixed Mortgage Rate

6.55%

0.06%vs last week

10-Yr Treasury Yield

4.63%

0.03%vs previous close

SOFR

3.61%

0.04%vs previous close

S&P 500

7,499

10.24 ptsvs previous close

Rent Growth (YoY)

3.1%

national average

Home Price Appreciation (YoY)

0.8%

Case-Shiller national

30-Yr Fixed Rate Trend2026-012026-07

This Period's Outlook

  • Rates ticked up over the past week — if you're underwriting something time-sensitive, locking terms early helps.
  • The 10-yr Treasury firmed up, a signal that rate relief may be slower than hoped.
  • Rent growth has cooled to 3.1% year-over-year — still positive, worth penciling conservatively.
  • Pricing a bridge loan? Many are quoted as SOFR + margin — today's SOFR is 3.61%, so check that against your quote.

Today's Program Rates

DSCR, bridge, and fix & flip rates aren't published publicly — they're quoted per deal. Ask Richard for today's range.

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