Terms of Service

This website provides general information about real estate investor financing options. Nothing on this site is a commitment to lend or an offer to extend credit, and no content here creates a lending relationship or obligates anyone to enter into a loan. All loans are subject to application, underwriting, and approval, and terms are subject to change.

The content on this site is for general educational and informational purposes and is not financial, investment, legal, tax, or accounting advice. It does not take your specific circumstances into account. You should consult your own qualified advisors before making decisions about financing or investments.

Any calculators, sample rates, leverage figures, timelines, and other numbers shown on this site are illustrative estimates only. They are not quotes, guarantees, or commitments, and actual terms depend on the program, the property, your credit and experience, market conditions, and full underwriting. Market data displayed on the site is drawn from third-party public sources and may be delayed or inaccurate. Your actual loan terms will be provided in writing after a review of your specific scenario.

Financing is available for qualified borrowers and is subject to underwriting approval. Programs, availability, and terms may vary and can change without notice. The loans described on this site are business-purpose loans for real estate investors and are not offered for personal, family, or household use.

Rich Investor Capital is an Equal Housing Lender and operates in the United States. Richard Weinberg is state-licensed in California (NMLS #1002003) and serves real estate investors nationwide through business-purpose investor loans, which are not consumer mortgages and do not require the same licensing. Nothing on this site should be read as an offer to lend where we are not authorized to do so.

This site may link to or embed third-party websites and services — for example our scheduling and CRM platform, our AI chat provider, hosting and analytics providers, and external reference sources. We do not control those third parties and are not responsible for their content, availability, accuracy, or privacy practices. Your use of a third-party service is governed by that provider’s own terms and privacy policy.

You agree to use this site only for lawful purposes. You will not attempt to disrupt or compromise the site, access it in an unauthorized way, misuse the chat assistant, submit false or misleading information, or infringe the rights of others.

The content on this site — including text, graphics, logos, and design — is owned by or licensed to Rich Investor Capital and is protected by intellectual-property laws. You may view and use the site for your personal, informational use. You may not copy, reproduce, distribute, or create derivative works from the site’s content without our permission.

This site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, secure, or that any information on it is complete, current, or accurate.

To the fullest extent permitted by law, Rich Investor Capital and its owner will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or related to your use of — or inability to use — this site, even if we have been advised of the possibility of such damages. Nothing in these Terms limits liability that cannot be limited under applicable law.

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. You agree that any dispute relating to this site or these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in California.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the site after changes take effect means you accept the revised Terms.

Questions about these Terms? Contact Rich Investor Capital at (949) 769-9333, or use the Contact form on this website.